Agricultural Development Bank Plc — supervisory suggestions and response

Suggestions are visible to the institution immediately. Recording an action does not reduce risk. Only a completed, hazard-appropriate measure with accepted evidence can receive a vulnerability-reduction credit in a successive return.

Current supervisory suggestions

Para 48(l) · 26% of exposure is at High+ risk — above the illustrative watch level (20%, supervisor-set, not a Directive ceiling).
Evidence gating (Para 33(c)) · Unverified adaptation pipeline: the bank has declared resilience measures that are not yet evidence-accepted. Crediting them would cut High+ from 26% to 17% (−9pp); the filed figure correctly withholds that credit. Require site/as-built evidence before it counts.

Record remediation activity

Asset

Measure

Status

Evidence stage

Evidence reference / document ID

Optional evidence file (demo stores only filename, size and SHA-256 fingerprint)

Proposed assurance formula: effective adaptation credit = measure-specific engineering credit × evidence score. The hazard is never reduced. Evidence-stage percentages are governance parameters for a BoG pilot—not empirically calibrated loss reductions.

Open full evidence methodology →

Successive-return remediation history

Asset	Measure	Status	Evidence	Reference	Recorded
No remediation activity has been recorded in this session.