Guaranty Trust Bank (Ghana) LTD GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory ▼ -11pp across the submitted periods.

Peer comparison: ranked #21 of 23 by % High+ (highest = most exposed), and 12.0pp below the system average of 16.2%.

Regulator-scoped view. Only Guaranty Trust Bank (Ghana) LTD's synthetic assets are loaded below. Open institution-side dashboard →

GHS 20.50MBook exposure (42 assets)

4.2%at High+ (bank submission)

4.2%if declared adaptation were evidenced

GHS 35kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	15.0%	GHS 20.50M	GHS 3.08M
2025 H2	11.2%	GHS 20.50M	GHS 2.29M
2026 H1	4.2%	GHS 20.50M	GHS 869k

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
4.2%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
4.2%

On the supervisor's adaptation-evidence cross-check the bank is making no claim on unverified adaptation — its filed figure is already fully evidence-based.

High+ exposure by region

North EastGHS 357k

Greater AccraGHS 291k

Upper EastGHS 221k

High+ exposure by hazard

Extreme heatGHS 578k

Drought / water stressGHS 578k

FloodGHS 291k

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (Para 48) Improving: High+ share fell -11pp across the periods (now 4%), consistent with completed, verified resilience works.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
On-site water retention / storage	4	GHS 578k	Drought / water stress
Improved drainage + raised plinth (elevation)	1	GHS 291k	Flood

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.