First Bank (Ghana) LTD GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory ▼ -9pp across the submitted periods.

Peer comparison: ranked #20 of 23 by % High+ (highest = most exposed), and 10.2pp below the system average of 19.3%.

Regulator-scoped view. Only First Bank (Ghana) LTD's synthetic assets are loaded below. Open institution-side dashboard →

GHS 34.70MBook exposure (100 assets)

9.1%at High+ (bank submission)

9.1%if declared adaptation were evidenced

GHS 19kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	18.2%	GHS 34.70M	GHS 6.31M
2025 H2	11.8%	GHS 34.70M	GHS 4.11M
2026 H1	9.1%	GHS 34.70M	GHS 3.17M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
9.1%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
9.1%

On the supervisor's adaptation-evidence cross-check the bank is making no claim on unverified adaptation — its filed figure is already fully evidence-based.

High+ exposure by region

Upper WestGHS 1.42M

AshantiGHS 642k

North EastGHS 637k

OtiGHS 371k

NorthernGHS 101k

High+ exposure by hazard

Extreme heatGHS 2.79M

Drought / water stressGHS 2.05M

Riparian proximityGHS 1.01M

FloodGHS 642k

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (Para 48) Improving: High+ share fell -9pp across the periods (now 9%), consistent with completed, verified resilience works.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
Cool or green roof	6	GHS 1.52M	Extreme heat
Improved drainage + raised plinth (elevation)	1	GHS 642k	Flood
On-site water retention / storage	6	GHS 637k	Drought / water stress
Watercourse setback + drainage / elevation	1	GHS 371k	Riparian proximity

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.