National Investment Bank PLC GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory — flat across the submitted periods.

Peer comparison: ranked #12 of 23 by % High+ (highest = most exposed), and in line with the system average of 16.2%.

Regulator-scoped view. Only National Investment Bank PLC's synthetic assets are loaded below. Open institution-side dashboard →

GHS 13.06MBook exposure (32 assets)

15.9%at High+ (bank submission)

14.5%if declared adaptation were evidenced

GHS 26kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	15.9%	GHS 13.06M	GHS 2.08M
2025 H2	15.9%	GHS 13.06M	GHS 2.08M
2026 H1	15.9%	GHS 13.06M	GHS 2.08M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
15.9%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
14.5%

On the supervisor's adaptation-evidence cross-check the bank is carrying −1.4pp of unverified adaptation: if its declared-but-unevidenced measures were credited, its High+ share would fall from 15.9% to 14.5%. That credit stays withheld until site/as-built evidence is accepted.

High+ exposure by region

AshantiGHS 790k

Upper EastGHS 561k

Greater AccraGHS 376k

North EastGHS 355k

High+ exposure by hazard

Extreme heatGHS 1.71M

FloodGHS 1.17M

Riparian proximityGHS 1.03M

Drought / water stressGHS 916k

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (—) No material supervisory concern this period; maintain monitoring.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
On-site water retention / storage	4	GHS 916k	Drought / water stress
Improved drainage + raised plinth (elevation)	4	GHS 729k	Flood
Watercourse setback + drainage / elevation	1	GHS 437k	Riparian proximity

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.