National Investment Bank PLC GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory — flat across the submitted periods.

Peer comparison: ranked #13 of 23 by % High+ (highest = most exposed), and +0.4pp above the system average of 19.3%.

Regulator-scoped view. Only National Investment Bank PLC's synthetic assets are loaded below. Open institution-side dashboard →

GHS 34.90MBook exposure (100 assets)

19.7%at High+ (bank submission)

19.1%if declared adaptation were evidenced

GHS 34kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	19.7%	GHS 34.90M	GHS 6.87M
2025 H2	19.7%	GHS 34.90M	GHS 6.87M
2026 H1	19.7%	GHS 34.90M	GHS 6.87M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
19.7%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
19.1%

On the supervisor's adaptation-evidence cross-check the bank is making no claim on unverified adaptation — its filed figure is already fully evidence-based.

High+ exposure by region

Upper EastGHS 1.77M

NorthernGHS 1.48M

Greater AccraGHS 1.16M

AshantiGHS 972k

Upper WestGHS 771k

North EastGHS 713k

High+ exposure by hazard

Extreme heatGHS 5.70M

Drought / water stressGHS 3.25M

FloodGHS 2.13M

Riparian proximityGHS 1.21M

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (—) No material supervisory concern this period; maintain monitoring.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
Cool or green roof	17	GHS 4.02M	Extreme heat
Improved drainage + raised plinth (elevation)	7	GHS 1.51M	Flood
On-site water retention / storage	4	GHS 713k	Drought / water stress
Watercourse setback + drainage / elevation	2	GHS 619k	Riparian proximity

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.