Republic Bank (Ghana) PLC GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory — flat across the submitted periods.

Peer comparison: ranked #18 of 23 by % High+ (highest = most exposed), and 5.8pp below the system average of 16.2%.

Regulator-scoped view. Only Republic Bank (Ghana) PLC's synthetic assets are loaded below. Open institution-side dashboard →

GHS 25.78MBook exposure (44 assets)

10.4%at High+ (bank submission)

9.4%if declared adaptation were evidenced

GHS 41kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	10.4%	GHS 25.78M	GHS 2.67M
2025 H2	10.4%	GHS 25.78M	GHS 2.67M
2026 H1	10.4%	GHS 25.78M	GHS 2.67M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
10.4%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
9.4%

On the supervisor's adaptation-evidence cross-check the bank is carrying −1.0pp of unverified adaptation: if its declared-but-unevidenced measures were credited, its High+ share would fall from 10.4% to 9.4%. That credit stays withheld until site/as-built evidence is accepted.

High+ exposure by region

Greater AccraGHS 1.26M

NorthernGHS 936k

AshantiGHS 478k

High+ exposure by hazard

FloodGHS 1.74M

Extreme heatGHS 1.17M

Riparian proximityGHS 478k

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (—) No material supervisory concern this period; maintain monitoring.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
Improved drainage + raised plinth (elevation)	4	GHS 1.51M	Flood
Cool or green roof	1	GHS 936k	Extreme heat
Watercourse setback + drainage / elevation	1	GHS 230k	Riparian proximity

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.