Stanbic Bank Ghana Limited GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory ▼ -2pp across the submitted periods.

Peer comparison: ranked #20 of 23 by % High+ (highest = most exposed), and 10.3pp below the system average of 16.2%.

Regulator-scoped view. Only Stanbic Bank Ghana Limited's synthetic assets are loaded below. Open institution-side dashboard →

GHS 46.18MBook exposure (60 assets)

5.9%at High+ (bank submission)

5.9%if declared adaptation were evidenced

GHS 72kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	8.3%	GHS 46.18M	GHS 3.85M
2025 H2	4.2%	GHS 46.18M	GHS 1.96M
2026 H1	5.9%	GHS 46.18M	GHS 2.74M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
5.9%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
5.9%

On the supervisor's adaptation-evidence cross-check the bank is making no claim on unverified adaptation — its filed figure is already fully evidence-based.

High+ exposure by region

Greater AccraGHS 1.03M

North EastGHS 991k

AshantiGHS 541k

Upper EastGHS 183k

High+ exposure by hazard

FloodGHS 1.57M

Extreme heatGHS 1.46M

Drought / water stressGHS 1.17M

Riparian proximityGHS 541k

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (—) No material supervisory concern this period; maintain monitoring.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
Improved drainage + raised plinth (elevation)	2	GHS 1.28M	Flood
On-site water retention / storage	4	GHS 1.17M	Drought / water stress
Watercourse setback + drainage / elevation	1	GHS 288k	Riparian proximity

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.