Ecobank Ghana Plc GREEN

Reporting period 2026 H1 · submission channel console (ORASS-ready) · run on the common supervisory method & parameter set. Trajectory ▼ -11pp across the submitted periods.

Peer comparison: ranked #23 of 23 by % High+ (highest = most exposed), and 14.4pp below the system average of 19.3%.

Regulator-scoped view. Only Ecobank Ghana Plc's synthetic assets are loaded below. Open institution-side dashboard →

GHS 120.22MBook exposure (175 assets)

4.9%at High+ (bank submission)

4.9%if declared adaptation were evidenced

GHS 96kclimate ECL / yr

Risk trajectory across reporting periods

Period	% High+	Exposure	High+ exposure
2025 H1	15.5%	GHS 120.22M	GHS 18.68M
2025 H2	12.1%	GHS 120.22M	GHS 14.53M
2026 H1	4.9%	GHS 120.22M	GHS 5.92M

Supervisor top-down re-run

AS FILED (evidence-accepted adaptation only)
4.9%

→

IF SELF-REPORTED CLAIMS WERE CREDITED
4.9%

On the supervisor's adaptation-evidence cross-check the bank is making no claim on unverified adaptation — its filed figure is already fully evidence-based.

High+ exposure by region

AshantiGHS 1.60M

CentralGHS 1.38M

NorthernGHS 916k

Upper EastGHS 733k

North EastGHS 481k

WesternGHS 399k

Greater AccraGHS 237k

Upper WestGHS 171k

High+ exposure by hazard

Extreme heatGHS 3.33M

FloodGHS 2.24M

Coastal / sea-levelGHS 1.77M

Riparian proximityGHS 1.60M

Drought / water stressGHS 1.39M

Selected institution — property distribution

The sector dashboard intentionally plots no properties. This map is created only after the regulator selects an institution and contains no other institution's assets.

Supervisory findings

NOTED (Para 48) Improving: High+ share fell -11pp across the periods (now 5%), consistent with completed, verified resilience works.

Recommended adaptation measures

Specific measures for this bank's High+ assets, by the hazard driving each. These are attached to any directive issued.

Measure	Assets	Exposure	Hazard driver
Cool or green roof	5	GHS 1.82M	Extreme heat
Coastal / sea defence + elevation	2	GHS 1.77M	Coastal / sea-level
Watercourse setback + drainage / elevation	2	GHS 1.02M	Riparian proximity
Improved drainage + raised plinth (elevation)	2	GHS 817k	Flood
On-site water retention / storage	1	GHS 481k	Drought / water stress

Supervisory action

Status GREEN. Prepare a draft directive — a Directive-cited draft is recorded and delivered to the institution's supervisory inbox for review and formal issue.

Download feedback note ↓ Proposed return document (Word) ↓ Physical-risk return data (CSV) ↓

Illustrative — synthetic data. The public institution name is used only to demonstrate navigation. No property, exposure, result or trajectory shown is information about the named institution. Submitted via the demonstration channel; built to route through BoG's ORASS. Institution-owned working document.